DSCR Loans

Where Commercial Investing & DSCR Loans Meet!

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“Silver Hill Funding: Empowering Investors with DSCR Loans for Profitable Ventures!”

Get competitive rates for your 1-4 unit properties.

Commercial loan denied by a bank?

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Pricing will not impact your credit.

Add Capital

Expand Your Business

Secure Your Portfolio

Instead of the standard Debt-to-Income (DTI) test, Silver Hill Funding performs a DSCR-based underwrite and qualify income based on the property’s cash flows.

Gold DSCR Property Loan
  • Loan size: $75,000 – $1.5 million
  • Purpose: Purchase, Cash-Out, R/T Refi
  • Max LTV: Purchase – 80% / Refi – 75%
  • DSCR: 1.20x for FICO <720 / 1.10x for FICO ≥720
  • FICO: 700

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Both products require no tax returns, can be amortized for up to 30 years, and offer a 30-year fixed rate option.

Standard DSCR Property Loan
  • Loan size: $100,000 to $2,000,000
  • Purpose: Purchase, Refinance, Cash Outs
  • LTV: up to 80%
  • DSCR: 0.75x
  • FICO: 620

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An active lender with a proven track record…

Closed Loan in Memphis, TN
Property Type: Multifamily
Purpose: Purchase
Loan Amount: $1,260,187
LTV: 75%
Term: 30-Year-Fixed

Closed Loan in Davenport, FL
Property Type: Single Family
Purpose: Purchase
Loan Amount: $502,500
LTV: 75%
Term: 30-Year Fixed

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