"Silver Hill Funding: Empowering Investors with DSCR Loans for Profitable Ventures!"
Get competitive rates for your 1-4 unit properties.
Commercial loan denied by a bank?
Pricing will not impact your credit.
Add Capital
Expand Your Business
Secure Your Portfolio
Instead of the standard Debt-to-Income (DTI) test, Silver Hill Funding performs a DSCR-based underwrite and qualify income based on the property’s cash flows.
Gold DSCR Property Loan
- Loan size: $75,000 – $1.5 million
- Purpose: Purchase, Cash-Out, R/T Refi
- Max LTV: Purchase – 80% / Refi – 75%
- DSCR: 1.20x for FICO <720 / 1.10x for FICO ≥720
- FICO: 700
Both products require no tax returns, can be amortized for up to 30 years, and offer a 30-year fixed rate option.
Standard DSCR Property Loan
- Loan size: $100,000 to $2,000,000
- Purpose: Purchase, Refinance, Cash Outs
- LTV: up to 80%
- DSCR: 0.75x
- FICO: 620
An active lender with a proven track record...
Closed Loan in Memphis, TN
Property Type: Multifamily
Purpose: Purchase
Loan Amount: $1,260,187
LTV: 75%
Term: 30-Year-Fixed
Closed Loan in Davenport, FL
Property Type: Single Family
Purpose: Purchase
Loan Amount: $502,500
LTV: 75%
Term: 30-Year Fixed
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